Property owned with others as joint tenants with right of survivorship (not as tenants in common) will pass to the survivor or survivors and will not be part of your probate estate. Sometimes these accounts are created for convenience, to give the other tenant access in order to pay bills. It is important to pay close attention to survivorship provisions when establishing bank accounts, as disputes often arise over whether the account was created as a convenience (and should be included on the estate and governed by the Will) or whether a gift was intended. Maryland law presumes that a joint account is meant to pass the property to the joint owner at death and not be a convenience account.