2.2.1 Est. & Trusts § 15-114 sets out standards for investments. By its terms, the Act covers trust companies and persons who elect into the coverage. It generally covers trustees, guardians, custodian, under the UTMA but not personal representatives. Nevertheless, it is a statutory map as to how any fiduciary should invest and it establishes standards offering more direction and guidance than the Common Law prudent person standard cases. Est. & Trusts § 15-114 contains its own definition of “fiduciary” and “fiduciary assets” that exclude personal representatives. The rest of Title 15, however, includes personal representatives in the definition of fiduciary. Est. & Trusts § 15-101(g).